1. Joining fee is R60
  2. Premium is payable on or before the 7th of every month
  3. Waiting period is six months before service is rendered and 24 months for suicidal death.
  4. The policy lapses if the monthly premiums are not received for two (2) months
  5. Premiums are paid directly into the bank or at the office. Please use your surname/ID number as a reference number for EFT/Bank deposits.
  6. Debit orders can be arranged at the request of the main member.
  7. Change in premiums will be communicated two (2) months in advance.
  8. For adopted children, legal proof of adoption is required. If proof is not provided there will be no service rendered.
  9. Children from 0 – 5 years do not have a service, but a payout amount of R3 500.00 is made, while for 6 – 13 years, an amount paid is R7 500.00
  10. For claims, please submit the BI 1663 document, certified ID of the deceased, certified ID of the informant and a death certificate.